Product

Everything you need to get paid across borders.

A checkout your customers recognise, the payment methods they use at home, settlement to your bank account in minutes, and one dashboard to reconcile all of it.

Checkout

Your customer pays the way they pay at home.

Pick a customer country to see the checkout they'd get. Press pay and follow the money to your account.

You get settled in

Lumen AIPro plan, billed monthly
–

Secured by Collect

Where the money goes

What happens after your customer presses pay.

  1. Payment authorised
  2. Converted at a locked rate
  3. Settled to you
Usual cross-border route3–7 business days

Demo with illustrative exchange rates and timings. The animation is sped up.

100+ currencies

Check the markets you sell to.

Cards work everywhere. Local methods roll out market by market, in the order early-access merchants ask for them.

Planned coverage. Availability at launch depends on the market.

CountryCurrencyPayment methods

Instant settlement

The money is in your account before the customer closes the tab.

Collect moves funds over stablecoin rails behind the scenes and pays out to your bank account in your currency. You never have to touch crypto unless you want to.

Usual cross-border route 5 business days
Collect about 40 seconds

Usual route: card acquirer, correspondent bank and FX desk, each adding time. Collect: local collection, conversion at a locked rate, payout to your account.

Where you can be settled

Choose per account, or split between them.

Your bank account
In your local currency
Minutes
A USD account
For businesses that price and report in dollars
Minutes
A stablecoin wallet
USDC or USDT, held as digital dollars
Minutes
USDEURGBPCADAUDSGDAEDINRBRLMXNUSDCUSDT

Dashboard

Every payment, every currency, one place.

See balances by currency, follow each payment to the bank reference it settled under, and export everything for your accountant.

Lumen AI
Collected today$48,210
Settled today$47,890
Average time to settle0:44
Currencies collected23

Sample data for illustration.

Security and compliance

Built on regulated rails.

Collect is run by OnMeta, an FIU-registered payments company. Card data is handled by PCI DSS–certified partners and never touches your servers when you use hosted checkout.

Licensed local acquirersPayments in each market run through partners with local licences and scheme memberships.
KYB for every merchantBusinesses are verified before they can take live payments.
Fraud and sanctions screeningTransactions are monitored, and parties are screened against sanctions lists.
Locked FX, full audit trailThe rate, fees and bank reference are stored on every payment.

Stop waiting days for your own money.

Join the early-access list and tell us where your customers are. We open market by market, starting with the most requested.