Early access opens in 2027
Accept payments worldwide. Get settled in minutes.
Collect is one payment gateway for selling across borders. Customers pay with cards and the local methods they trust, in 100+ currencies, and the money reaches your bank account minutes after they pay.
Building with code? Read the API preview
Simulation of how Collect routes payments. Drag to spin the globe.
Why merchants switch
What slows down international revenue today
Selling to customers in other countries is easy. Collecting from them and getting the money home is where most of the friction sits.
Settlement takes days
Cross-border payouts usually reach your bank 3 to 7 business days after the sale.
Each payment settles to your bank account within minutes.
Foreign cards get declined
Card issuers often reject charges from an acquirer in another country.
Payments are processed through licensed acquirers in your customer's market.
Many customers don't pay by card
Across Latin America, Asia and Africa, people pay with wallets, bank transfers and QR codes.
Pix, UPI, GCash, M-Pesa, iDEAL and more, in the same checkout as cards.
FX costs you can't see
Conversion fees are buried in the payout, so you never know what a sale actually earned.
The exchange rate is locked and recorded the moment your customer pays.
Product
One gateway, from checkout to your bank account.
Checkout
A hosted or embedded checkout that shows prices in your customer's currency.
See the checkout100+ currencies
Cards everywhere, plus the local methods each market prefers.
Check your marketsInstant settlement
Money lands in your bank account in your currency, or in USDC if you prefer.
How settlement worksSingle API
One integration for every market, with a sandbox and a settlement webhook.
Read the docsInstant settlement
How much of your revenue is stuck in transit?
A gateway that settles in five days is always holding about a sixth of your monthly international revenue. Move the sliders to see your number.
Monthly revenue รท 30 ร settlement days. Shown in
Who it's for
Built for businesses whose customers live somewhere else.
AI and SaaS
Bill subscriptions and usage to users in any country.
Games and digital goods
Sell top-ups and in-game items in local currency.
Marketplaces
Collect from buyers worldwide on one account.
Edtech and courses
Let students pay with the wallet they already use.
Agencies and exporters
Get paid by foreign clients without waiting on wires.
Easy onboarding
Live without a long sales cycle.
Apply online
Tell us about your business and the countries your customers are in.
Build in the sandbox
Get test keys and run payments in every currency while we verify you.
Verify your business
Upload company documents from the dashboard and track the review.
Go live
Add your bank account, switch to live keys and take your first payment.
Licensed and compliant
Regulated money movement in every market.
Collect is built by OnMeta, an FIU-registered payments company. In each country we work only with partners that hold their own local licences.
OnMeta's infrastructure already moves money for users of Phantom, Trust Wallet, Bybit, Bitget and Coinbase Wallet across Asia and Latin America.
Questions
When does Collect launch?
We're onboarding the first merchants in 2027. Businesses on the early-access list get in first, starting with the markets they need most.
What does "settled in minutes" mean?
Most payments reach your account within minutes of the customer paying. A few bank rails only release funds during banking hours, so we show the expected time for each method before you go live.
Which countries can my business be based in?
We're opening to businesses in a first set of countries and adding more through 2027. Tell us where you're incorporated when you apply.
Do I need to hold crypto?
No. You can settle entirely in your own currency to your bank account. USDC and USDT settlement is optional.
How much will it cost?
We'll share pricing with early-access businesses before launch. Add your monthly volume when you apply so we can quote accurately.
Stop waiting days for your own money.
Join the early-access list and tell us where your customers are. We open market by market, starting with the most requested.